Nearly 2M households invest in financial instruments in the Netherlands

The Dutch Authority for the Financial Markets (AFM) has published the latest edition of its Consumer Investments Monitor.

The report shows that, in 2021, the number of investing households increased by 12% to 1.9 million. During the past year, the need for higher returns was the primary reason to start investing. The majority have chosen to make investments without taking advice.

For 66% of beginning investors, non-advised investing is the most preferred investment method. This way of investing therefore emerges once again as the most popular channel among beginners. Besides non-advised investing, it is also possible to invest using asset management services or with the help of an investment adviser.

Cryptos are the most frequently traded instruments using an app. Six out of ten (57%) non advised investors who hold cryptos in addition to their investments have traded these instruments using an app.

This may be because young non advised investors effect transactions with an app more frequently than older investors (18-34 years: 57%; 35-44 years 34%; 45-54 years 37%; 55 years or over: 18%) and additionally also more often hold cryptos (18-34 years: 37%; 35-44 years 28%; 45-54 years 17%; 55 years or over: 6%).

Index funds are also relatively frequently traded using an app, as 42% of the non advised investors investing in these funds have effected transactions using an app.

The regulator notes that a third of investors check the value of their investments at least once a day. In fact, 50% of risk-seeking investors check the value of their portfolio every day, compared to 26% of investors who describe themselves as cautious. Moreover, beginning investors monitor the value of their investments more often than experienced investors. Websites and apps have increased the ease of use of investment services.

The percentage of investors who periodically deposit money in their investment account has increased from 29% in 2020 to 38% in 2021. By spreading out the purchases over time, investors can reduce the chance of buying just when the market peaks. However, the frequency of deposits has decreased: in 2019, 91% of investors were making deposits monthly, while that figure is only 78% this year.

Of the non-advised investors, 74% said they were not interested in professional assistance or support in relation to investing. Another 14% do not know whether they are interested, and 12% would like some assistance. The people who want assistance are mainly looking for an opportunity to ask questions and an explanation of how to build a portfolio. They are also open to suggestions for investments that are suitable for their circumstances.

Posted on

200 Replies to “Nearly 2M households invest in financial instruments in the Netherlands”

  24. Quality articles is the main to invite the visitors to pay a visit
    the website, that’s what this web page is providing.

  104. we’re thrilled to introduce you to definitely the most up-to-date innovation in intercourse doll technological innovation the new STPE material, a short while ago launched by WM Dolls.

  105. My brother recommended I might like this blog.
    He used to be totally right. This post actually made my day.

    You cann’t believe just how a lot time I had spent for this
    info! Thank you! http://globalcargo.com.pk/question2answer/question2answer/index.php?qa=743137&qa_1=d%C3%A9couvrez-miyuki-sushi-exp%C3%A9rience-exceptionnelle-montr%C3%A9al

  156. I loved as much as you’ll receive carried out
    right here. The sketch is attractive, your authored subject matter stylish.
    nonetheless, you command get got an shakiness over that you wish be delivering the following.
    unwell unquestionably come more formerly again as exactly the same nearly very often inside
    case you shield this hike. https://Botswanaweddings.com/question/residential-aluminum-siding-tips-for-installation-and-maintenance/

  178. The main reason that dolls over the in stock dolls website page are dearer is simply because these dolls are transported to San Antonio Texas

  198. I worried I would miscarry every time I sneezed. I certainly would not have wanted to spend those 12 weeks having sex for money, as I did for a while in grad school. No, I spent most of my first trimester asleep on the couch.

Leave a Reply

Your email address will not be published. Required fields are marked *